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It’s RILA Time: An Introduction to Registered Index-Linked Annuiti

https://www.fox.temple.edu/sites/fox/files/documents/Cummins%20Conference%202022/RILA_Moenig_JRI_final.pdf

Registered index-linked annuities (RILAs) are increasingly popular equity-based re-tirement savings products o ered by U.S. life insurance companies. They combine features of xed-index annuities and traditional variable annuities (TVAs), o ering in-vestors equity exposure with downside protection in a tax-deferred setting. This article introduces RILAs to the academic literature by describing ...

Directional and Explainable Serendipity Recommendation

https://cis.temple.edu/~jiewu/research/publications/Publication_files/jiang_www_2020.pdf

ABSTRACT Serendipity recommendation has attracted more and more atten-tion in recent years; it is committed to providing recommendations which could not only cater to users’ demands but also broaden their horizons. However, existing approaches usually measure user-item relevance with a scalar instead of a vector, ignoring user preference direction, which increases the risk of unrelated ...