https://www.fox.temple.edu/sites/fox/files/documents/Cummins%20Conference%202022/XiangHuBao-main-2022-03-23.pdf
XHB claim data are collected in the following two steps. First, we take screenshots of all claim reports publis ed on the Alipay app and convert them to editable format. Second, we crawl data from these editable files, including payment time, payee’s names, names of illness, identifiers for mild critical illnesses, pa